Slavery in Britain today - a rant...

There are millions of people enslaved in our country today. They are prisoners of debt. They have bought into the credit dream - they can have anything if they borrow the money. "Borrow as much as you want" the credit companies and pay-day lenders say. The politicians egg on the lenders because the plebs will be enslaved. They will work hard for whatever wage they can get to replay their mounting debts. Britain is the only country in Europe where there is no cap on credit!
Consumer credit is a means of controlling workers with illusory dreams of prosperity.  It can be seen in the pressure to own your own home. Why buy a house? Because it is what everyone does. Because it will go up in value. Because if you don't buy one now you never will be able to afford it. But these are not good answers. You will mortgage your life to a small piece of real estate and your standard of living will be much reduced because of the proportion of you income that goes in interest to the real owner of the home you are trying to own.
The economy is skewed by consumer lending which is not real growth. Low interest rates are compounding the problem.
I am not an economist but I know something is wrong; very wrong! What do we do about it? 
I don't like most of the answers the politicians come up with and only the Greens have a view that makes sense!